Risk and Regulatory Information

Regulatory Risk
Investment Risk
Appropriateness & Advice
Fractional Keys is currently preparing to launch its platform. We are in the process of seeking regulatory approval through an Appointed Representative (AR) partnership with an FCA-authorised firm. We do not currently facilitate investments, and any figures or properties shown on this site are for illustrative purposes only.
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Capital at Risk: The value of your investment in property fractions can go down as well as up. You may not get back the full amount you invested.
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No Guarantee of Returns: Rental yields and property appreciation are targets based on current planning assumptions and are not guaranteed.
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Illiquidity: Property is an inherently illiquid asset. Unlike stocks, you may not be able to sell your shares immediately or at the price you desire.
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Lack of Protection: Investments through Fractional Keys are likely to be classified as high-risk securities. As such, you will generally not have access to the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS) if your investment performs poorly or the firm fails.
Fractional Keys does not provide investment, tax, or legal advice. We strongly recommend that you seek independent advice before making any investment decision. Before you can invest, you will be required to complete an Investor Categorisation and an Appropriateness Test to ensure you understand the risks involved.